I don't know why but i like to pretend that i'm poor. I told everyone that i have a lot of debts while making a sad face. Not that i'm filthy rich in the first place. I just said that so hopefully no one will pay any attention to me.
"I don't think i can commit to paying RM200 for that insurance. I have a lot of debts. i paid my mum and dad's house, car etc loan bla bla...." This is what i told the insurance agent. She made a shock face and just walk off. Haha perfect.
well i do have debts but not THAT critical. If i didn't have any saving how in the hell can i afford my overseas trip. If i combine all of the oversea expenses, i can buy a kancil- CASH.
Last year, i got a call from a bank promoting his credit card. I said i'm not interested but he kept pushing me.
"What type of credit card are you using right now?"
"None"
"None?!! How did you buy things?!!"
"Cashlah!"
My rule of thumb is if i can't afford it in cash, then i won't buy it. Well except for car and house which i have no choice but apply for loan cause you know i'm not dirt rich.
Btw, who wants to be Paris Hilton BFF?
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